What is Terrace Finance?
FlexApproved is powered by Terrace Finance
The Terrace Finance platform provides the technology behind the payment solutions we offer the pawn industry. The programs we put together for the pawn industry are designed to serve customers with a wide range of credit situations. Look for theFlexApproved payment method at your favorite pawn stores and pawn store chains.
Meet the Terrace Finance Brands
Terrace Finance is one big family with specialized brands to serve our specialty markets.
The Terrace Finance flagship brand covers an extensive product range including jewelry, furniture, mattresses, electronics, tires, and more. White glove commercial service for the fitness and club as well as the marine industry including working capital and equipment financing.
Mower Finance is the division dedicated to landscaping equipment and power sports financing and leasing. Shop the Mower Finance nationwide dealer network for the most comprehensive consumer and commercial options for every type and brand of equipment.
We are animal lovers who are dedicated to helping people pay over time for their beloved pet and all the things that go along with pet ownership. The Terrace Pets network of responsible breeders takes the guesswork out of the process. Ask for Terrace Pets at your favorite pet store or breeder.
Purchases through pawn shops can be taken home today without a credit card or a layaway plan! Lease-to-own programs that spread payments out over time make it easy. Look for our specialty brand FlexApproved at your local pawn store or chain.
Equip your public fitness center or private home gym with a little help from FitnessApprove. Country clubs, HOA organizations, fitness franchisees, pilates studios, educational institutions, golf courses, wellness centers, or just fitness-minded individuals are all invited to find a payment solution tailored to your goals.
TerraceConnect is all about cell phones and broadband technology for end users and MVNO providers. Get a phone for yourself or offer your customers device payment plans to go with your services.
Shop Online Marketplaces
Terrace Finance is proud to be a payment method for the popular pay over time marketplaces RTB Shopper, Finance My Cart, and TerraceConnect. Shop brand-name products from Apple, Dell, HP, Samsung, Sony, LG, Kitchenaid, DJI, Logitech, Razer and more. Lease-to-own electronics including the latest tech, invest in new appliances, or splurge on a quality cell phone. Afford the things you need by spreading payments out over time with a consumer financing or leasing program.